The increasing rates of tuition and living expenses in California are making it difficult for CSUSB students to have financial control. The journey to financial freedom for most college students begins with a detour of student loan debt. According to Experian, forty-four million students today are in debt due to student loans, which is about 70% of all college graduates, averaging to about 1.7 trillion in student debt. Since 2017, 81% of students attending CSUSB are first-generation students and 58% of undergraduates are low-income students who receive financial aid, according to the CSUSB facts and statistics web page. Financial literacy is typically taught by parents, guardians, or … [Read more...] about Opinion: Students struggle with funding their education
By Adrian Carlos |Staff Writer| Many students wait on them and some students are dreading them in fear of owing money, taxes are an annual Russian roulette. Our school offers a great solution for students looking for alternatives to paying their taxes because of financial restraints or for students who are a bit timid and unsure of filing their taxes by themselves. Janet Courts is in charge of the VITA group here on campus, thanks to her expertise in the Accounting and Finance department. VITA, which stands for Volunteer Income Tax Assistance, is a program that was founded in 1982 and is sponsored by the IRS. Through VITA, accounting students provide free income tax … [Read more...] about Accounting majors assist students with taxes
By Courtney Mata |Staff Writer| Sales! They are everywhere this holiday season, but where do you really save a buck? We all know that Black Friday is around the corner, that crazy intense day where everyone loses their sanity and rushes into department stores with a credit card in hand. Well, it doesn’t have to be that way. Many stores have an online site where you can begin Black Friday shopping early. Amazon have been sending out e-mails reminding their customers to shop for Black Friday sales online. I know this because I have an Amazon account and I have been receiving friendly reminders on Black Friday sales. If Black Friday shopping is not your first choice to shop … [Read more...] about Avoid the stress and start shopping now!
By Mary Moreno |Staff Writer| Thrift shopping is an affordable way to spruce up your wardrobe while on a students budget. For this article I invested $20 to see if I could build an entire outfit from thrifted items. The location I choose was ECO Thrift on E. st. in San Bernardino. ECO Thrift was packed to the brim with shoppers which was unexpected on a Wednesday at noon. I examined each rack of clothing carefully, first the dresses, then the skirts. Amongst the shirts there was an awesome vintage patterned gathered skirt for only $2.98, score. A beige chiffon shirt from Forever 21 listed at $1.98 and a New York & Company cardigan for $2.98. The piece de … [Read more...] about I will take your grampa’s style
By Courtney Mata |Staff Writer| The holidays are quickly approaching and we all know what that means! Food! Family and friendly gatherings are nothing new to the holiday scene, but for students on a holiday budget, preparing a holiday treat can seem a bit pricey. One of my favorite and least expensive holiday meals to make is green bean casserole. Green bean casserole requires only a bag of jack and cheddar shredded cheese, two cans of green beans, two cans of mushroom soup and a bag of crispy onions. There are many ways to add to the casserole like adding bacon bits, but I like to keep it simple and I always get compliments on this dish. So let’s get started! First … [Read more...] about Thanksgiving dish on a budget
By Brittany Crow |Staff Writer| A stress-free holiday season starts with a budget and with only a few weeks away, it’s time to start thinking about the season of giving! The upcoming holidays will have your undies in a bunch if you don’t start budgeting to catch those great sales. If you have participated in Black Friday, you know you must prepare for it mentally. But where do you start when it comes to budgeting? Here are some tips that can help you prepare for the madness! Student Sara Sells shared her budgeting strategies for the holidays and how she prepares. Sells explains that she gets a little stressed about finances during the holiday season. “I try to be … [Read more...] about A holiday shopper’s guide to spending
By Courtney Mata |Staff Writer| We all know that life as a college student can have a big price tag. Students already have an obligation to pay for books and classes. We also know every one has to eat, that’s a fact. Most students rely on Top Ramen to survive their college years. Not true! “Top Ramen is good, but as a college student, I need more brain food,” said student Denice Ahumada. Ahumada feels that the best way to save money is to create large meals and then save them. “Leftovers might not be everyone’s favorite, but it is definitely cheaper than going out to eat,” said Ahumada. Ahumada’s favorite meals to create consist of rice, chicken and stir fry … [Read more...] about Make inexpensive meals on a student budget
By Courtney Mata |Staff Writer| Attention students! Saving money just got easier! Here at CSUSB, there is a club that is all about deals and discounts, the Coyote Coupon Club! It is an individual based club that does not require students to attend meetings but still gives the advantages of obtaining local deals to save money. “The Coyote Coupon Club is a student run organization that allows local businesses to promote their products and services to our campus," said member Cindy Todorovich. "It is not a club in the typical sense, with meetings and a council of officers. Instead students are hired as account executives to contact companies and ask them to advertise to our … [Read more...] about Coyote Coupon Club saves students money around town