Having a good credit score is crucial. Some college freshman and sophomores shared that they know little to nothing about the concept or how to go about building their own credit. A credit score is, “A numerical expression based on a level analysis of a person's credit files, to represent the creditworthiness of an individual. A credit score is primarily based on a credit report, information typically sourced from credit bureaus.” A large majority of students at CSUSB come from a low socio-economic background, their credit score, if good, is their only backbone. There are hundreds and thousands of college students who have bad credit or have been misinformed on the topic. We … [Read more...] about Should schools teach “How to manage your credit” instead of Algebra?
By Brittany Crow | Staff Writer | Debit or Credit? The question that we all get asked while making a transaction. As college students, one important factor about growing up is becoming financially independent. But where do we begin? Many students get weasled into getting a credit card for "emergency reasons" or to pay for something you might not have money for at the moment, so we swipe away. We all know that building good credit, especially as young adults, is important to do. Many times your credit score can determine if you're able to buy your first car, take a loan out for school or something we all plan to do once we hit a certain age... move out of our parents' … [Read more...] about Credit cards 101: What you need to know before applying