Having a good credit score is crucial. Some college freshman and sophomores shared that they know little to nothing about the concept or how to go about building their own credit. A credit score is, “A numerical expression based on a level analysis of a person's credit files, to represent the creditworthiness of an individual. A credit score is primarily based on a credit report, information typically sourced from credit bureaus.” A large majority of students at CSUSB come from a low socio-economic background, their credit score, if good, is their only backbone. There are hundreds and thousands of college students who have bad credit or have been misinformed on the topic. We … [Read more...] about Should schools teach “How to manage your credit” instead of Algebra?