By Marissa Mooney |Asst. A&E Editor|
College can be expensive with the addition of tuition, books and transportation, but students are slowly becoming aware of how to save those extra dollars.
Money management is important to students, it is a lesson that can be applied to the real world. After graduating and finding a career it’s important to save money for bills, a future family and emergencies, but it’s just as important to learn to save money while still attending college.
“I don’t think it is hard to save money, honestly. I use coupons and I have a really strict budget. I use the budget app Mint. If I want to spend money frivolously, I take 10 percent out of my paycheck every week to save up for whatever I please,” said student Kimberly Cabello.
Taking an accounting or finance class in Jack Brown may help you out with managing your hard working money, but there are other simple ways to save without taking a few extra units.
Most students have bank accounts that include a checking and savings account. Many banks encourage putting aside money from a paycheck into the savings account. The biggest struggle is the temptation to use that saved money for other fun expenses.
Save receipts, set up a way to lock your savings account from temptation, and check your bank account online or keep a spreadsheet of your earnings and expenditures.
If you want to do a fun activity without breaking the bank, campus has many accessible and free things to do on campus. Activities are constantly being advertised in front of the Santos Manuel Student Union (SMSU) that are always free and fun.
It is also important to go to class. It is okay to skip a class or two, but when you aren’t in a learning environment, it is more likely you are out spending money at the movies or at restaurants.
Being in class means you are not spending money, just spending time and utilizing the money you spent on those classes. Also, getting involved on campus means you are more than likely hanging around campus doing extracurricular activities to refrain from boredom and the urge to spend money.
Even spending time at the gym is a healthy choice and cost-efficient activity to do. The Pub may be calling your name with a delicious beer or Taco Tuesday special, but instead eat a healthy snack or walk over to the Recreational Sports Center.
The Commons, Starbucks, the Pub and SMSU always offer a variety of delicious foods to eat. When students are busy studying or commuting to school, many don’t have the chance to eat a healthy balanced meal, which means they are at Taco Bell or the World of Wings spending 6-10 bucks a day on unhealthy food. It is smarter and cheaper to bring food from home instead of spending valuable time in line waiting for food on campus. Everyone knows that the line at Starbucks and other places in the SMSU can cause you to be late to class.
“Saving money can sometimes be hard. It is super convenient to just buy food on campus as opposed to bringing it from home. It can be difficult to set aside extra money especially when the holidays are coming up,” said student Anwar Zaben.
College is a perfect time to save money for the future, but also a challenging one. With self-discipline, and the right saving tips it is actually easy to save.