By Torilynn Qualls |Staff Writer|
CSUSB seems to have been untouched by the new student health care requirements implemented by the Affordable Care Act (ACA).
The same can’t be said for Bowie State University in Maryland which has removed their student health care options due to new high cost coverage prices.
“With the ACA, also known as Obamacare, implemented Bowie State reported premiums increased from $54 per semester to $900 per semester— a 1,500 percent increase,” stated Red Alert Politics.
According to the Bowie State website, “The cost of insurance for domestic students will increase to approximately $1800 per year.”
According to the csuhealthlink website, CSUSB’s Domestic Health Care Policy has been reformed and “complies with federal and state requirements.”
“I feel secure knowing that CSUSB’s health care is available if I need it,” said Student Lorena Ruiz.
Bowie States health care policy was referred to as a “bare bones” policy.
A “bare bones” policies, “Cap annual benefits at $2,000 even though the average hospital stay costs $14,000,” stated WebMD.
Basically, they are affordable health care plans with not enough coverage.
Under the ACA, “bare bones” policies are illegal.
Bowie State wasn’t the only school to have their health care policies cancelled.
Community Colleges all throughout New Jersey had to cancel their policies as well due to the high costs.
In Cranford, N.J., Stephen Nacco, the Union County Community College Vice President of Administrative Services, told Fox News about he was facing at his school.
The cost of health insurance is now “more than a thousand dollars per students and that it is dramatically different” than what it had been in the past, stated Nacco.
Student Rachel Thompson said, “I don’t know what I would do without my parent’s health care coverage.”
“I’ve heard that the new Healthcare marketplace website is difficult to maneuver, by the time I turn 26 I hope it will become more user friendly,” continued Thompson.
The health insurance brochure found on csuhealthlink.com states that CSUSB offers a $500 per year individual health care plan and a $1,000 per year health care plan for a family of four.
CSUSB’s health care plans offers insurance under Anthem Blue Cross.
CSUSB offers other options for student health care in the form of links to the new healthcare.gov website and the Covered California website.
Covered California, “Is a new, easy-to-use marketplace where you and your family may get financial assistance to make coverage more affordable,” stated the Covered California’s website.
The website allows users to compare and choose health coverage that best fits their needs.
More information about CSUSB’s healthcare options can be found at healthcenter.csusb.edu/insurance.